HomeTeam-UpsLucky Loan
S TierSeason 8

Lucky Loan

Lucky Loan dominates in objective holds and point defense scenarios where Captain America anchors your position, White Fox sustains the team, and Black Cat punishes enemies attempting to break through.

White Fox
White Fox
Duelist
Black Cat
Black Cat
Duelist
Captain America
Captain America
Vanguard

Overview

Lucky Loan is an S-tier Team-Up combo that transforms your team into a defensive powerhouse with exceptional damage output. Black Cat receives a significant damage boost that amplifies her already potent strikes, while White Fox gains a new healing ability that keeps your team sustained through prolonged engagements. Captain America becomes an unkillable fortress with enlarged shields and damage reflection capabilities, turning him into a threat that enemies cannot ignore.

This combination excels in competitive matches where sustain and durability matter. The pairing creates a self-sufficient unit that doesn't require constant support from dedicated healers, allowing your team composition more flexibility. The damage reflection on Captain America punishes aggressive opponents while White Fox's healing ensures your frontline stays operational.

Use Lucky Loan when facing burst-damage heavy compositions or in prolonged team fight scenarios. The combo shines brightest in objective-based modes where holding position and trading damage favorably determines victory.

How to activate

1
Ensure all three heroes—Black Cat, White Fox, and Captain America—are selected on your team roster
2
During match setup, confirm the Team-Up bonus is active in your loadout interface before entering combat
3
Once in-game, position Captain America as your primary tank while Black Cat and White Fox deal damage and healing respectively to activate full synergy

Pro Tips

1
Maximize Captain America's Reflection
Position Captain America to face incoming enemy projectiles and ability attacks. His enlarged shield not only provides more protection but his damage reflection scales with absorbed damage. Intentionally soak high-damage abilities to punish enemies.
2
Coordinate White Fox's New Healing
White Fox's team healing ability has limited range. Stay grouped with Captain America and Black Cat to maximize healing coverage. Time heals during peak damage phases rather than using them reactively.
3
Leverage Black Cat's Damage Boost
With increased damage output, Black Cat becomes your primary burst threat. Coordinate with Captain America's shield reflects to create windows where enemies are both locked down and taking increased damage from Black Cat's attacks.

Counters

⚔️
Doctor Strange
His crowd control and ability negation can interrupt Captain America's shield rotation and White Fox's healing channels, disrupting the team's defensive core
⚔️
Wolverine
Extreme close-range burst damage bypasses Captain America's shield reflection mechanic and quickly overwhelms White Fox's healing output
⚔️
Magneto
Metal-based abilities directly target and suppress Captain America's shield defenses, making him vulnerable and negating the Team-Up's primary defensive advantage

FAQ

Damage reflection triggers on projectiles and direct ability attacks, but some ultimate abilities may bypass this mechanic. Test matchups to understand specific interactions.

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